Miss USA, Miss Teen USA, Miss America Are All Black Women For First Time In Pageant History

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Chelsie Kryst miss usa winner standing on stage holding bouquest of flowers

Cheslie Kryst contributed to pageant history when she was crowned Miss USA on Thursday: For the first time, Miss USA, Miss Teen USA and Miss America are all black women.

Kryst, who represented North Carolina in the pageant, is a lawyer who practices civil litigation and does pro bono work to help get reduced sentences for incarcerated people.

Miss Teen USA 2019, Kaliegh Garris, was crowned Sunday. The high school senior from Connecticut plans to attend college and pursue a degree in nursing. Miss America 2019 Nia Franklin, who won her competition in September, hailed from New York.

Both Kryst and Garris were applauded for wearing their natural hair during their pageants.

“There were a few naysayers saying, ‘You look better with straight hair,’ or ‘You should put in extensions and straighten your natural hair,’” Garris told Refinery 29, later adding, “I feel more confident and comfortable with my natural hair.”

Both Miss USA, Nana Meriweather, and Miss Teen USA, Logan West, were black in 2012. But Miss America that year, Laura Kaeppeler, was not.

At Thursday’s final Miss USA event, Kryst expertly answered a question on whether the Me Too and Time’s Up movements against sexual harassment and assault had “gone too far.”

“I don’t think these movements have gone too far,” she said. “What Me Too and Time’s Up are about are making sure that we foster safe and inclusive workplaces in our country.”

“As an attorney, that’s exactly what I want to hear,” she added. “That’s exactly what I want for this country.”

Continue on to Black Voices to read the complete  article.

Taraji P. Henson: A Real-Life Heroine

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Taraji P. Henson speaks onstage during the 2019 Film Independent Spirit Awards. TOMMASO BODDI/GETTY IMAGES

By Lori Denman-Underhill

Not every actor or actress has the privilege of telling a story on screen whose message is completely synergetic with their own. Actress Taraji P. Henson would tell you it’s no accident. Films that cover controversial subjects, female achievements or human rights within the African-American community are exactly her cup of tea.

Much like her role in the acclaimed drama Hidden Figures, where Henson plays the brilliant Katherine Johnson, an African-American female mathematician whose calculations as a NASA employee were critical to the success of one of the greatest space operations in history.

“I feel like it’s my obligation,” Henson explained in an interview with Ebony.com. “I’m an artist. I want to tell stories that matter. I’m always interested in movies that move humanity forward, change perspectives of people you know.”

The Golden Globe winner and Academy Award-nominated Henson, 48, is conscious about picking projects that speak to her heart and further her own message of equality and progress for the African-American community.

She addresses the historic yet still relevant topic of race relations in her latest non-fiction film, The Best of Enemies. Set in Durham, North Carolina, in 1971, the film—based upon the novel by Osha Gray Davidson, The Best of Enemies: Race and Redemption in the New South—centers around a two-week-long discussion of ordinary citizens on the subject of school integration.

Based on a true story, the film brings together members of the black and white community—most dramatically the two main characters; Ann Atwater, played by Henson, a local firebrand of a Civil Rights activist, and Claiborne Paul “C.P.” Ellis, played by Sam Rockwell, the head of the Durham Chapter of the Ku Klux Klan.

Cast: (L-R) Bill Riddick, Taraji P. Henson, Sam Rockwell and Robin Bissell attend a photo call for 'The Best Of Enemies’. DIA DIPASUPIL/GETTY IMAGES FOR STXFILMS
Cast: (L-R) Bill Riddick, Taraji P. Henson, Sam Rockwell and Robin Bissell attend a photo call for ‘The Best Of Enemies’. DIA DIPASUPIL/GETTY IMAGES FOR STXFILMS

Portraying the true-life character of Atwater gave Henson a chance to show the integral part segregation has played within American society. It also gave the actress a platform for her own civil rights advocacy offstage, she explains in an interview with Oprahmag.com.

“What’s happening today is that everyone is doing a lot of talking, but not much listening. We should try listening to understand the other side…Often, we can find better solutions that way,” Henson said. “But if you try to match hate with hate, you’re not going to get anywhere.

“At the end of the day, we just need to have more compassion for each other and unconditional love, no matter our differences or background,” she adds.

Born and raised in southeast Washington, D.C., Henson grew up watching Solid Gold and was inspired by the likes of such acting legends as Lucille Ball, Carol Burnett and Flip Wilson. She studied acting at the famed Howard University and began her Hollywood career guest starring on several television shows before making her breakthrough in the coming-of-age film Baby Boy in 2001. She received praise for her performance as a sex worker in Hustle & Flow (2005) and as a single mother of a child with a disability in The Curious Case of Benjamin Button (2008). She also made noteworthy appearances in the action comedy Date Night and the remake of The Karate Kid.

While she is now happily engaged to former NFL quarterback Kevin Hayden and residing in Chicago—her self-proclaimed dream town where everyone is ‘real’—her own life story has not been without its share of strife.

In a recent interview with Variety, Henson opened up about her personal battle with anxiety and depression following two tragedies in her life in 2003—the death of her father, Boris Henson, and also her son’s father, William Lamar Johnson. “We’re walking around broken, wounded and hurt, and we don’t think it’s okay to talk about it,” Henson told Variety’s Elizabeth Wagmeister.

She shared that her depression and anxiety escalated during the skyrocketing success of her pivotal role on the hip-hop TV drama Empire. During that time, she says the desire to pull away from the limelight was strong, as was the longing for more privacy and time for self-care, in addition to caring for her son, Marcell, who was also suffering from depression.

It was while looking for a relatable therapist for Marcell that Henson discovered how tough it was to find one of African-American descent. The experience jump-started her effort to get rid of the taboo associated with metal health, specifically within the African-American community.

“People are killing themselves,” Henson said in the Variety interview. “People are numbing out on drugs. Not everything is fixed with a pill.”

Taking her efforts a step further, the actress created the Boris Lawrence Henson Foundation in honor of her father, who also suffered from mental issues following his service in the Vietnam War.

Washington DC Mayor, Muriel Bowser (R), honors actress Taraji P. Henson with a Proclamation to the City at the Office of the Mayor. PAUL MORIGI/GETTY IMAGES FOR PARAMOUNT PICTURES
Washington DC Mayor, Muriel Bowser (R), honors actress Taraji P. Henson with a Proclamation to the City at the Office of the Mayor. PAUL MORIGI/GETTY IMAGES FOR PARAMOUNT PICTURES

Henson explains that there is still a lot of work to be done, but the first step is to lift up the carpet and talk about it. Her personal advice for others who are struggling is to find a professional therapist—someone who has no stakes involved so that “when you’re on the ledge, you have things to say to yourself that will get you off of it,” she explained.

Henson remains true to herself and her work. Her latest project will be released in 2020 and promoted later this year—a Netflix original police drama called Coffee and Kareem. Henson will star as the girlfriend of a Detroit cop who aims to clear his name and take down the city’s most ruthless criminal with the assistance of her 11-year-old son.

Henson’s main message was perhaps best summed up during her recent Glamour interview: “The fight continues,” she said. “Just like so many women before us who fought so that we could sit here. Now’s not the time to drop the torch.”

“We have to continue fighting,” she insists, “so the ones coming behind us—maybe one day this is not their narrative. So we have to keep fighting.”

Google announces literary activities to help kids evaluate and analyze media as they browse the Internet

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Mom and daughter looking at a tablet together

Google is pleased to announce the addition of 6 new media literacy activities to the 2019 edition of Be Internet Awesome. Designed to help kids analyze and evaluate media as they navigate the Internet, the new lessons address educators’ growing interest in teaching media literacy.

They were developed in collaboration with Anne Collier, executive director of The Net Safety Collaborative, and Faith Rogow, PhD, co-author of The Teacher’s Guide to Media Literacy and a co-founder of the National Association for Media Literacy Education. Because media literacy is essential to safety and citizenship in the digital age, the news lessons complement Be Internet Awesome ’s digital safety and citizenship topics.

Overview of new activities:
1. Share with Care: That’s not what I meant!
● Overview: Students will learn the importance of asking the question: “How might others interpret what I share?” They’ll learn to read visual cues people use to communicate information about themselves and to draw conclusions about others.

2. Share with Care: Frame it
● Overview: Students will learn to see themselves as media creators. They’ll understand that media makers make choices about what to show and what to keep outside the frame. They’ll apply the concept of framing to understand the difference between what to make visible and public online and what to keep “invisible.”

3. Don’t Fall for Fake: Is that really true?
● Overview: Students will learn how to apply critical thinking to discern between what’s credible and non-credible in the many kinds of media they run into online.

4. Don’t Fall for Fake: Spotting disinformation online
● Overview: Students will learn how to look for and analyze clues to what is and isn’t reliable information online.

5. It’s Cool to Be Kind: How words can change a picture
● Overview: Students will learn to make meaning from the combination of pictures and words and will understand how a caption can change what we think a picture is communicating. They will gain an appreciation for the power of their own words, especially when combined with pictures they post.

6. When in Doubt, Talk It Out: What does it mean to be brave?
● Overview: Students will think about what it means to be brave online and IRL, where they got their ideas about “brave” and how media affect their thinking about it.

Expanding resources to families
YMCA
We teamed up with the YMCA across six cities to host bilingual workshops for parents to help teach families about online safety and digital citizenship with Be Internet Awesome and help families create healthy digital habits with the Family Link app. The workshops, designed for parents, coincide with June’s National Internet Safety Month and come at the start of the school summer holidays.

Continue on here to read more.

Rihanna Presents Mary J. Blige With Lifetime Achievement At BET Awards

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Rihanna presents Mary J. Blige with award on stage at the BET Awards Show

Mary J. Blige received the highest honor at the 2019 BET Awards on Sunday. While presenting the Queen of Hip-hop and R&B with the Lifetime Achievement Award during the ceremony in Los Angeles, Rihanna praised Blige for the blueprint she set.

She changed the game with her unique style: the backwards cap, the baggy jerseys, y’all know the Mary J. look. She took it there with those thigh-high boots,” Rihanna said, going on to praise Blige for her many successes, including becoming the first person to ever be nominated for an Oscar in both music and acting in the same year.

“Happy Mary, sad Mary … we’re here for all of it,” Rihanna said. “Mary J. Blige, you have set the bar for relatable, timeless, classic music. You opened multiple doors for female artists in this industry. And on behalf of all the women that came after you, like myself, thank you for being you so we can feel comfortable being ourselves. Thank you for pouring yourself into every track and giving us a song for every feeling. Thank you for showing us that love is all that we need. But we didn’t know how much we needed you.”

Blige accepted the award and told Rihanna the feelings of inspiration were mutual. She went on to thank BET, her family, friends, Diddy, Andre Harrell, other collaborators, her team and fans.

“People always ask how do I sustain and stay relevant in this industry,” Blige said. “It’s because although I am a leader, a queen, a living legend, although I’m all of these things, I’m a servant as well and I’m here to serve. Being a servant is not always glamorous or popular, but it’s the job and assignment I was given. It’s because in order to be an authority, I had to learn how to come under authority. It’s because when the glory is placed on me, I give it back to God immediately. This journey has always been bigger than me and my job is not only to survive, right now it’s to thrive and continue to make history while I do it.”

Continue on to Huffington Post to read the complete article.

The amazing CMO and CEO of Naturade/VeganSmart, a minority owned business

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Kareem Cook and Claude Tellis stand in front of the promotional truck parked in a parking lot

Kareem and Claude became friends while attending Duke University. Both having many family members who passed away from diet-related illnesses or suffered from diabetes, heart disease and other obesity-related illnesses, they often discussed doing something to address this issue.

In 2002, Kareem and Claude moved to Los Angeles and immediately recognized the child obesity crisis and decided it was time to do something. They founded Healthy Body Products, a healthy vending machine company with the mission of providing healthier options to public schools. Within a year, they co-led a movement that resulted in a ban on junk food in the Los Angeles public schools. Within two years, they were awarded the contract for every public high school and middle school in Los Angeles.

From there, Kareem and Claude sought to make an even bigger impact on diet-related illness and obesity. The question that bothered them most was “Why do people who need quality products have the least access to them?

Which led them to Naturade. In 2012, they acquired Naturade, a premium level natural products company distributed primarily in natural food and product stores. In 2013, they met John Lewis, an internationally recognized vegan advocate and fitness expert.

John explained that the best way to prevent obesity, pre-diabetes and heart disease was a plant-based diet. Later that year, they partnered together and created VeganSmart. They distribute their product not only in premium health food stores but in local health food, drug stores and supermarkets that sold to the underserved, undereducated and low-income communities that are often ignored. Stores include CVS, Walgreens, Albertsons, Safeway, Meijer, H-E-B, Harris Teeter, Publix, Hannaford, Weis and thousands of stores nationwide.

Financial Freedom for Millennials: A Bucket List

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millennials discussing finances

By Molly Barnes, Digital Nomad Life

The 2007 movie “The Bucket List” told the story of two terminally ill men seeking to finish out all the things they’ve always wanted to do but never completed. The duo set out on their adventure with the intention to fulfill all their dreams before they “kicked the bucket.”

While most people associate bucket lists with experiences, you can apply the same concept to personal finance matters, as well. Essentially, you list all the things you need to accomplish in your financial life and then start making moves to get them done. According to financial experts, people should start to tick off money-matter items on their lists while they are still in their 20s and 30s. With this strategy, they’ll achieve financial freedom sooner than later because they’ve set themselves up for a less stressful future as they reach retirement age.

At this point, retirement probably seems a million years away, but now is the time to start thinking wisely when it comes to money. Check out our financial bucket list for millennials.

1. Live with roommates

Most millennials want to move out of their parents’ home but can’t always afford to do it. Why forego and miss out on the pleasures of autonomy you can enjoy living on your own? Get some roommates instead to help share housing costs.

When seeking roommates, always be smart and keep safety in mind during the selection process. Everyone, especially women, should stay away from listings on Craigslist and other platforms that don’t fully vet the people out who post these listings.

Once you’ve got your roommates in the house, aside from the financial savings you’ll enjoy by splitting the rent, you can make some great memories — or at least accumulate a few great stories to someday tell your family and friends.

2. Move to an affordable city

Sure, New York is the city that never sleeps, and Los Angeles sees a lot of action, too —but these cities are incredibly expensive to live in. Instead of struggling (even with the help of roommates) in an expensive city, consider relocating to a more affordable city with a lower cost of living. Kansas City, for example, is not only affordable, but it also offers plenty of great job opportunities and even boasts some of the shortest commuting times in the country.

3. Downsize and sell some stuff

We live at a time minimizing is en vogue, especially for millennials. Aside from being a trendy thing to do, selling off possessions you no longer need or want can net you some serious cash. Try selling clothes, unused gift cards, old electronics and gadgets, pretty much anything.

If you have old toys, video games, or other nostalgic items you don’t necessarily want to hang onto anymore, try selling these too. You’d be surprised at how well nostalgia sells! Set up an account on eBay (or another preferred platform) and get selling. Then take that money and save it or invest it so it grows.

4. Learn thrifty shopping habits

Even if you’re aiming to downsize, there will still be stuff you need. Instead of paying full price for new items, learn the art of thrifting by shopping at places like Goodwill, Salvation Army, and Habitat for Humanity resale stores. You can find great deals on everything for the home from kitchen necessities to furniture, along with personal items, too, such as clothing and accessories.

Other ways to save on shopping are to watch for sales, try extreme couponing, and follow discount sites such as Groupon for deals on things you want to buy. Also check out Craigslist and Freecycle to find freebies in your neighborhood.

5. Make a few investments

While making habitual changes can go a long way toward achieving financial freedom, you’ll want to find other ways to increase your bank account. Why not try purchasing some stocks and seeing what happens? Some online brokerage sites let users start buying with as little as $100 and make trades for $5. You can buy small amounts and see if you can aggressively make them grow. “Playing the market” is a unique experience that not everybody gets in their lifetime — and watching your stock’s values go up is a thrill.

6. Launch a business

Even if you’re holding down a full-time job, you can launch a business on the side to generate some extra cash and help build your financial future. It could be something as straightforward as buying a property to use as a vacation rental. Or you can build a brand in your spare time, you can market your business by creating a presence on social media and cultivating helpful business relationships. Sign yourself up to attend some trade shows to help establish a name for yourself.

Depending on your line of work, you may need to obtain a license, insurance, or meet other local legal requirements. Be sure to have your ducks in a row and do everything legally. Also, remember that you’ll need to file taxes as a business. An online calculator can help you make the necessary tax calculations.

Achieving financial freedom is a wonderful feeling! The sooner you get started, the sooner you’ll be that much closer to your ultimate money goals … and then you’ll be able to afford the things on your “other” bucket list.

The Only Black-Owned 5-Star Resort In The U.S. Is Perfect For Your Bachelorette Party

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By Joi-Marie McKenzie

What happens when you get engaged and you’ve partied so hard in your 20s you’d rather not “party like a rockstar” at your bachelorette party?  Gather your best girlfriends and check out the only five-star resort owned by a Black woman in the U.S.

Salamander Resort & Spa, owned by Sheila Johnson, is tucked on 340 acres of the greenest land I’ve ever seen in Middleburg, Virginia. If you’d rather lie by an infinity pool than turn up at a pool party, or visit a nearby winery rather than throw back shots, or enjoy fine dining rather than stuffing pizza to ward off that hangover that might come the next morning, this is the place for you.

Right outside of Washington, D.C, 16 of my closest friends, family and linesisters descended on Salamander Resort & Spa.

Here’s what we recommend you should try.

The Spa

After the drive, my maid and matron of honor decided to start my bachelorette weekend the right way: with a bit of R&R in the resort’s 23,000-square-foot spa. From exfoliating body treatments, to all types of massages, the spa is a one-stop shop. And for my girls who didn’t have time to get a pedi before they arrived, the spa offered that too along with make-up artists and manicurists. Since I’m expecting, it was the perfect spa to grab a pre-natal massage. Even the indoor whirlpool was body temperature so I could enjoy some girl chat in the water. Afterward, we all gathered by the infinity-edge pool to chill in a cabana and take in the lush landscape.

The Finest of Dining

Harrimans Virginia Piedmont Grill

We felt like we were in an episode of The Real Housewives of Potomac when we tried out Harrimans Virginia Piedmont Grill for dinner. Right there on the grounds, it offers a private dining room, perfect for any large party.

An Easy Trek To The Wineries

After a night at the resort, the girls and I were itching to get off the property and explore Middleburg. And Salamander makes that super easy to do thanks to complimentary car service. We hopped in the resort’s Audis, which took us to a nearby winery. While the girls sipped on wine blends, created from last year’s harvest in Virginia, I took in the sites and dreamed about lunch.

Continue on to Essence to read the complete article.

Rihanna Is Now The Wealthiest Female Musician Alive

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Rihanna poses in red dress and red lipstick

It’s official, Robyn Rihanna Fenty is the world’s wealthiest female musician. Let’s let that sink in.

The 31-year-old singer, actress, entrepreneur, beauty and fashion powerhouse just became the world’s highest female earner in music, according to Forbes. Meaning she’s out-earned Madonna ($570 million), Céline Dion ($450 million) and, Beyoncé ($400 million), three of the most wealthy women musicians alive today.

The financial glow up is real: In 2018 Rihanna ranked number 7 on Forbes list with an estimated $37.5 million. As Forbes notes, she’s now worth an estimated $600 million.

As for the tipping point? In May, Rihanna officially launched her luxury fashion label in partnership with the French luxury goods conglomerate, LVMH. The partnership was historical, she became the first woman of color to lead an LVMH business and Fenty Maison is the first fashion company that LVMH has launched from scratch.

While news of Rihanna’s ascent into the highest tax bracket in her respective field is a major accomplishment, it comes as no surprise. Launched in 2017, Rihanna’s Fenty Beauty generated $570 million in revenue during its first 15 months.

Then in May 2018, Rihanna launched Savage X, an online-based lingerie company. During the first 40 days on the market, the company made $100 million in sales. It’s now available in 40 markets. Sheesh.

Work, work, work, work, work indeed.

Continue on to Essence to read the complete article

Artist, Icon, Billionaire: How Jay-Z Created His $1 Billion Fortune

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Jay-Z is seated in front of audience clapping his hands wearing a NYN baseball cap

Nine years ago, two unlikely lunch partners sat down at the Hollywood Diner in Omaha, Nebraska. One, Warren Buffett, was a regular there. The other, Jay-Z, was not. The billionaire and the rapper ordered strawberry malts and chatted amiably, continuing the conversation back at Buffett’s Berkshire Hathaway offices.

Buffett, then 80, walked away impressed with the artist 40 years his junior: “Jay is teaching in a lot bigger classroom than I’ll ever teach in. For a young person growing up, he’s the guy to learn from.” This moment, which was originally captured in our 2010 Forbes 400 package, made it clear that Jay-Z already had a blueprint for his own ten-figure fortune. “Hip-hop from the beginning has always been aspirational,” he said.

Less than a decade later, it’s clear that Jay-Z has accumulated a fortune that conservatively totals $1 billion, making him one of only a handful of entertainers to become a billionaire—and the first hip-hop artist to do so. Jay-Z’s steadily growing kingdom is expansive, encompassing liquor, art, real estate (homes in Los Angeles, the Hamptons, Tribeca) and stakes in companies like Uber.

His journey is all the more impressive given its start: Brooklyn’s notorious Marcy housing projects. He was a drug dealer before becoming a musician, starting his own label, Roc-A-Fella Records, to release his 1996 debut, Reasonable Doubt. Since then he’s amassed 14 No. 1 albums, 22 Grammy awards and over $500 million in pretax earnings in a decade.

Crucially, he realized that he should build his own brands rather than promote someone else’s: the clothing line Rocawear, started in 1999 for $204 million to Iconix in 2007); D’Ussé, a cognac he co-owns with Bacardi; and Tidal, a music-streaming service.

Kasseem “Swizz Beatz” Dean, the superproducer behind some of Jay-Z’s biggest hits, looks at Jay-Z as something others can model: “It’s bigger than hip-hop … it’s the blueprint for our culture. A guy that looks like us, sounds like us, loves us, made it to something that we always felt that was above us.”

Continue on to Forbes to read the complete article.

Tips for Creating the Perfect Family Fishing Trip for Father’s Day

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Man holding up two fish that he caught

June 16 is Father’s Day, making it the perfect time to start planning a fun and memorable fishing trip for dad and/or grandpa. The Outdoor Foundation reports that around 46 million Americans participate in fishing.

Most fathers would be thrilled to be surprised with a special fishing trip weekend to celebrate the day in their honor. The good news is that planning a special fishing trip without dad knowing about it is not that difficult.

“It doesn’t get much better than surprising dad with a family fishing trip for Father’s Day,” explains Joe Pippins, creator and founder of The Fishing Caddy. “Not only will it be something he doesn’t expect, but it will be something he loves doing, and it will create some great family memories.”

When it comes to planning a special fishing trip for the holiday, there are a few things to keep in mind. Here are some tips to help create a perfect family fishing trip surprise:

  • Determine the perfect location. Try to surprise dad by taking him somewhere new. Ask around to get some suggestions on great fishing locations. Narrow down where you will go and decide if you want to make it a one-day fishing trip, where you will be back home that night, or if you want to stay the night in a hotel or campground.
  • Check the regulations. While the regulation part of fishing is no fun, it’s something you don’t want to slow you down once you get to your destination. Find out what the regulations are and what you will need to be able to enjoy your day.
  • Keep it simple. When things get complicated it takes some of the fun away. Strive for planning a stress free trip with an emphasis on fun. Ask the kids to pitch in and do all they can to share in helping to get everything ready for the trip.
  • Take a camera. Take a good camera with you, even if you have to borrow one, so that you can get some good pictures. Those pictures ca to create special keepsakes from the trip, including framing a picture for dad’s office or having a wallet size photo made that he can carry with him.
  • Leave the other electronics behind. Rather than keep faces staring at the phone, opt to have family members not take their devices. If you are not comfortable with that idea, designate an hour per day when they can be used, and have them be off limits the rest of the time. To make a memorable family fishing trip, people need to look up and enjoy the people they are with.
  • Gear up. You will need to take along basic fishing gear, but you can help make the process easier by taking The Fishing Caddy, which can be part of the surprise. Giving dad The Fishing Caddy for a Father’s Day gift will help ensure the trip is less stressful and he will enjoy it more, because it’s been designed for organization and to improve the anglers’ experience. The caddy is the world’ first all-in-one fishing system, offering a padded seat top or tackle box lid, a built-in cup holder, a life well for the fish caught, two rod holders, LED lights, and more. The water weight prevents it from tipping over, making a great piece of gear for sharing with a family that loves the outdoors.

“In addition to these things for creating a great fishing trip, you also need a great attitude,” added Pippins. “It’s hard to have a bad day when you are fishing. Start planning now and you can make this the best Father’s Day yet.”

The Fishing Caddy, which ranges in price from $69.95 to $129, was expertly designed for all types of fishing, and can be used by anglers of all ages. The organization system gives people everything they need for a great fishing experience. The fishing system has been designed to help make fishing more enjoyable, and give people more time to fish, rather than track down and organize their tackle and supplies. The Fishing Caddy is available online at Amazon, at select Scheels locations, Etsy, and at the company website: https://thefishingcaddy.com.

About The Fishing Caddy

The Fishing Caddy is the world’s first all-in-one fishing system. Created by Joe Pippins, the caddy offers anglers an easy and simplified way to head out fishing. Features on the caddy include two rod holders, a cup holder, live well for storing fish, tackle box, and a padded seat option. The Fishing Caddy is made in the USA and comes with a two-year warranty. For more information, visit the site at: https://thefishingcaddy.com.

Source:

The Outdoor Foundation. 2015 Special Report on Fishing. takemefishing.org/

Financially Optimistic Millennials

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women holding dollar bills up to her face

Millennials are optimistic about how their lives will play out after college, despite the fact that they have a collective $1 trillion in student loan, credit card, and other debt hanging over their heads.

“Millennials are graduating at record rates, and it’s great to see that like most previous generations of college students, young people are optimistic about the future. On average, survey respondents expect to land a job in their chosen field and be completely financially independent by age 25,” notes JJ Kinahan, chief strategist for TD Ameritrade. “This is a financially optimistic group that’s feeling positive about the economy, the job market and their own plans. However, they will need to develop saving and investing habits that will help them reach some pretty big goals.”

Redefining Life Milestones for Millennials

“Millennials are a generation that has vastly different attitudes and habits than previous generations. So naturally, their lives and financial milestones after college may look different as well,” Kinahan explains. According to the TD Ameritrade 2018 Millennials and Money Survey:

  • Fifty-three percent expect to become millionaires at some point.
  • Twenty-four percent said they don’t expect to get married, and nearly that many don’t expect to own a home.
  • Thirty percent of millennials don’t expect to have kids.
  • Despite the general optimism, two in ten said they’re never going to be able to pay off their student loans.
  • Nearly 17 percent haven’t yet achieved financial independence from their parents; for those who have, it’s usually moving out of the family home that triggers being financially cut-off.

Planning to Retire Early or Not at All

One milestone in particular is going to need some extra attention. Millennials reported that they expect to retire at age 56 on average (millennial men expect to retire even earlier, at age 53 on average). However, on average, they said they don’t plan to start saving for retirement until age 36, which could be more than a decade after getting their first real job. Twenty-eight percent said they don’t expect to retire at any point.

“One of the greatest investments young people can make in themselves is to start putting money away in their 20s. Because of the power of compounding (Einstein called it the eighth wonder of the world), even with ups and downs along the way, those who start early potentially can end up with more in the end,” explains Kinahan. “Ideally, it would be wise to start right after college, and while some millennials certainly do that, we realize that’s not always possible. Understanding all of the available alternatives, like employer-sponsored retirement accounts or brokerage accounts, can be a step in a right direction. And, if you’re not sure, talk to someone. The sooner you can get started, the better your financial prospects may be.”

Consider this example of someone who begins investing $5,000 a year at age 22 and continues to put that amount of money away until they retire at 67, earning an assumed 6 percent return. They’d end up with twice the money as an investor who did the same thing starting at age 32. It could mean the difference between retiring with half a million dollars versus retiring with $1 million, according to a New York Times analysis. That’s the power of compound returns.

Saving Habits

  • Many millennials are making strides and overall, more rate themselves as savers than did in 2016 (70 percent versus 62 percent). Ninety-four percent of millennials said they are saving toward a specific goal – vacation (43 percent) and emergency fund (39 percent) being the top choices.
  • Thirty-eight percent are saving for retirement.
  • Twenty-five percent have started saving for the education of their children or grandchildren.

Pursuing Financial Goals

Kinahan offers some financial tips for millennials who may need to look at additional financial strategies to pursue their goals:

  • Don’t delay! Waiting to save for retirement can be costly. Giving investments the longest possible time to grow attempts to take advantage of the power of compounding, even with the downturns that take place along the way.
  • Know your numbers. Find out how much more you can contribute each year to pursue your retirement goal. For 401(k)s as of 2018, employees can contribute a max of $18,500 (up from prior years), likely not a realistic level for most people at this age, but certainly a great goal.
  • Tack on an IRA. Grads who snag a job with a 401(k) retirement plan and employer match should consider themselves lucky. But a 401(k) is only one piece of the puzzle. Young adults should also consider opening an IRA and making regular contributions.
  • Negotiate salary. An un-negotiated salary is a missed opportunity. You could be leaving money on the table simply by not asking. Of those polled, only half negotiated their salaries or compensation at their most recent job.
  • Put windfalls to work. Try not to get carried away during tax season and bonus season. Windfalls, even small ones, can be an extra splash of cash for your retirement accounts. If you can, think about “spending some, saving some.”
  • Get smart. Only 32 percent of millennials said they’re very knowledgeable about investing. Free investing education resources are available that fit every learning style.

Source: TD Ameritrade Holding Corporation

Regina King Inks First-Look, Multi-Year Deal With Netflix And Fans Love It

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Regina King

Regina King has just inked a first-look deal with Netflix to produce films and television series, prompting much excitement on social media.

King’s company, Royal Ties (King, Royal ― her mind!!), has partnered with the streaming service for the multi-year deal, which typically gives the company the right of first refusal for unwritten projects. Her sister, Reina King, will be head of production for the new company.

Regina King, who won an Oscar for Best Supporting Actress for “If Beale Street Could Talk,” recently took home an Emmy for her role in Netflix’s limited series “Seven Seconds.”

“Regina King is a multi-faceted talent both behind and in front of the camera. She’s been a trailblazer for years, with boundless creativity and impeccable taste in projects, and we couldn’t be more thrilled that she will bring her formidable talents to Netflix,” Ted Sarandos, Netflix chief content officer, said in a statement.

King said in the release that she’s “beyond thrilled to join the Netflix family.”

“They are at the top of their game and as an artist, I am so excited to come play in this wonderful sandbox they have created for storytellers,” the actress said.

Fans have been showing love on Twitter, calling King “admirable” and her Netflix deal “well deserved.”

Continue on to Black Voices to read the complete article.

Production Company Founded By the Obamas Announce Upcoming Projects In Partnership With Netflix

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Priya Swaminathan and Tonia Davis, co-heads of Higher Ground Productions, President Barack Obama and Michelle Obama’s production company in partnership with Netflix, today announced the company’s initial slate of upcoming projects.

The content encompasses a wide range of fiction and non-fiction signature productions for all audiences including scripted, unscripted and documentary series, as well as full-length features and documentaries.

President and Mrs. Obama launched Higher Ground last spring to create content that embodies the core values of celebrating the human spirit through struggles and triumph; facing adversity through resilience, determination, and hope; lifting up new voices and stories to bring about change; and transcending divides to bring us together. The projects selected are a reflection of these values and a commitment to quality storytelling. Higher Ground expects to make additional project announcements in the coming months.

We created Higher Ground to harness the power of storytelling. That’s why we couldn’t be more excited about these projects,” President Obama said. “Touching on issues of race and class, democracy and civil rights, and much more, we believe each of these productions won’t just entertain, but will educate, connect, and inspire us all.”

“We love this slate because it spans so many different interests and experiences, yet it’s all woven together with stories that are relevant to our daily lives,” Mrs. Obama said. “We think there’s something here for everyone—moms and dads, curious kids, and anyone simply looking for an engaging, uplifting watch at the end of a busy day. We can’t wait to see these projects come to life — and the conversations they’ll generate.”

“President Barack Obama, Michelle Obama and the Higher Ground team are building a company focused on storytelling that exemplifies their core values,” said Ted Sarandos, Chief Content Officer of Netflix. “The breadth of their initial slate across series, film, documentary and family programming shows their commitment to diverse creators and unique voices that will resonate with our members around the world.”

Projects currently in different stages of development, to be released over the next several years:

AMERICAN FACTORY was acquired by Netflix in association with Higher Ground Productions out of the 2019 Sundance Film Festival, where it won the Directing Award: U.S. Documentary. From Participant Media, the film is directed by Academy Award®-nominated and Emmy Award®-winners Steven Bognar and Julia Reichert (“The Last Truck: Closing of a GM Plant,” “A Lion in the House,” “Seeing Red”). The acclaimed film takes a deep dive into a post-industrial Ohio, where a Chinese billionaire opens a new factory in the husk of an abandoned General Motors plant and hires two thousand blue-collar Americans. Early days of hope and optimism give way to setbacks as high-tech China clashes with working-class America. The producers are Steven Bognar, Julia Reichert, Jeff Reichert, and Julie Parker Benello.

BLOOM is an upstairs/downstairs drama series set in the world of fashion in post-WWII New York City that depicts barriers faced by women and by people of color in an era marked by hurdles but also tremendous progress. BLOOM is written and executive produced by Academy Award-winner® Callie Khouri (“Nashville,” “Thelma and Louise,” the upcoming Aretha Franklin movie at MGM), from an idea developed by Khouri, writer-director Clement Virgo (“The Book Of Negroes,” “The Wire,” “Empire”) and novelist and producer Juliana Maio (“City of the Sun”). Higher Ground Productions, Khouri, Virgo and Maio will executive produce the series.

Higher Ground is producing a feature film adaptation of author David W. Blight’s Frederick Douglass: Prophet of Freedom, for which he won the 2019 Pulitzer Prize in History. The New York Times called the book “an ambitious and empathetic biography of a major American life.”

Adapted from The New York Times’ ongoing obituary column Overlooked, telling the stories of remarkable people whose deaths were not reported by the newspaper, Higher Ground is developing OVERLOOKED as a scripted anthology series with producers Liza Chasin of 3dot Productions and Joy Gorman Wettels of Anonymous Content.

For family programming, LISTEN TO YOUR VEGETABLES & EAT YOUR PARENTS will be a half-hour preschool series from creators Jeremy Konner (“Drunk History”) and Erika Thormahlen. The show will take young children and their families around the globe on an adventure that tells us the story of our food.

From Michael Lewis, the best-selling author of The Big Short and Moneyball, and based on his book The Fifth Risk: Undoing Democracy, FIFTH RISK, a non-fiction series, will aim to portray the importance of unheralded work done by everyday heroes guiding our government and safeguarding our nation.

CRIP CAMP is a feature-length documentary film in production that is supported by the Sundance Institute and acquired earlier this year by Higher Ground and Netflix. Just down the road from Woodstock, in the early 1970s, a parallel revolution blossomed in a ramshackle summer camp for disabled teenagers that would transform young lives, and America forever by helping to set in motion the disability rights movement. The film is directed by former camper Jim LeBrecht and Nicole Newnham. Producers include Newnham, LeBrecht and Sara Bolder, with executive producer Howard Gertler.

About Higher Ground Productions

A storytelling partnership between President Barack Obama, Michelle Obama and Netflix, Higher Ground Productions is home to a wide range of scripted, unscripted and documentary- style series, as well as feature-length narrative and documentary films. Higher Ground shines a light on timely and timeless subjects by empowering new and diverse voices to create content that speaks to our world today.

About Netflix

Netflix is the world’s leading internet entertainment service with over 148 million paid memberships in over 190 countries enjoying TV series, documentaries and feature films across a wide variety of genres and languages. Members can watch as much as they want, anytime, anywhere, on any internet-connected screen. Members can play, pause and resume watching, all without commercials or commitments.

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